We create a tailored real estate solution for your unique needs through creative finance, traditional sales, and consulting.
– Keep 100% of your equity
– No commissions, closing costs, or fees
– Fast and efficient closing process
You've tried selling with an agent and all you are seeing are low offers. With creative financing you demand full market value, without paying commissions.
Tired of waiting for the right buyer to show up? If you are ready or needing to sell quickly, creative financing can solve that problem ASAP.
We've helped nearly 1,000 homeowners sell their most valuable asset at their price and on their timeline. Creative financing gives sellers peace of mind and confidence.
Discover a smarter way to sell your Central Virginia home in this video.
Learn how thousands of homeowners have sold at full market value, bypassed unnecessary commissions, and sidestepped traditional selling hassles.
Our step-by-step guide demystifies the process, ultimately leading to a lump-sum equity payout, free of fees. Start watching now to simplify and revolutionize the mission of selling your home.
Set up a no-obligation call to talk your home. During the call we will review what we do and how we can help.
You will receive an unbiased review of your situation and feedback on how we can help. We only work with homeowners that truly benefit from a creative financing solution.
If creative financing is a good fit for you, we'll present multiple offers for your consideration. These offers will reflect your home's full market value, with absolutely no commissions or fees.
Our local team will give you top-level service, making sure you have all the details you need to feel confident while selling your home.
"As a homeowner who opted for owner financing, the experience great. I was able to sell my home at full market value without the pressure or discounts. The process was smooth and gave me steady cash flow. Owner financing was a win-win solution for both of us."
"Our family used a lease purchase to sell our home and it was a game-changer. The transaction was stress-free, allowing us to secure the right buyer while all of our expenses were paid. We definitely recommend lease purchase to any Central VA homeowner who wants to sell at their price and avoid commissions.
"I spent almost a year trying to sell my home through traditional real estate channels with no success. When I decided to shift to owner financing, it was fantastic and gave me control. The real estate agent I was using only had a few showings, while owner financing opened us up to a much larger pool of buyers."
By purchasing your home ‘on terms’ we are able to offer a higher price than most buyers are willing / able to pay. Selling on terms is a tried and true option for homeowners who are not willing to accept a discounted price on their home.
What type of homeowner will benefit from Owner Financing ?
A whole lot is the answer. Here is a list of the different types of homeowners that will definitely benefit from selling their home via owner financing. Owners of hard-to-sell properties, Owners looking for income streams, Owners in a buyer’s market, Owners seeking tax advantages, Owners with fully paid-off properties
This is not generally a fit for those needing immediate access to equity in order to buy another home. Otherwise, owner financing is a great option for homeowners with no mortgage who don’t want to settle for a lower sale price.
What Happens If A Payment Is Missed?
We get this question often and the reality is we have never defaulted on a property. That being said, we understand homeowners want and need protection. As the first lien holder, you are the bank in this type of transaction. If a payment is missed, the property’s title is deeded back to you without a painful foreclosure process. Additionally, any and all payments made up to that point in time are yours to keep.
Owner financing allows homeowners to spread out home sale proceeds over a number of years, which will significantly lower their annual income tax liability as the income from the sale is recognized over time, not all at once. Any interest received is taxed at a potentially lower rate, as compared to capital gains from a lump-sum sale.
What is the Average Term length for owner financing, lease purchase and other creative financing transactions?
Typically, the term length for real estate owner financing ranges between 36 months and ten years. However, it’s important to note that these terms can be flexible, based on the agreement between the buyer and the seller. The reality is that creative financing is just that – creative. Our team has helped nearly 1,000 homeowners sell their homes at full market value and each sale is tailored to the unique needs of you, the individual seller.
We get this question often and the reality is we have never defaulted on a property. That being said, we understand homeowners want and need protection. As the first lien holder, you are the bank in this type of transaction. If a payment is missed, the property’s title is deeded back to you without a painful foreclosure process. Additionally, any and all payments made up to that point in time are yours to keep.
Owner financing allows homeowners to spread out home sale proceeds over a number of years, which will significantly lower their annual income tax liability as the income from the sale is recognized over time, not all at once. Any interest received is taxed at a potentially lower rate, as compared to capital gains from a lump-sum sale.
Typically, the term length for real estate owner financing ranges between five and ten years. However, it’s important to note that these terms can be flexible, based on the agreement between the buyer and the seller.
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